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A full disclosure of advisory services can be found at the following link: www.royalfundmanagement.com/disclosure/

Investment Adviser Representative of and investment advisory services offered through Royal Fund Management, LLC, a SEC Registered Investment Adviser.

Smarter Women Colorado is an investment adviser representative of Royal Fund Management, LLC, a SEC Registered Investment Adviser.  The content contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services.  Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Past performance is not a guarantee of future results and clients should not assume that future performance will be comparable to past performance.  For a copy of Royal Fund Management, LLC Form Part 2A firm disclosure for review please email or call to request a copy. This document contains detailed information about Royal Fund Management, LLC and the services provided.

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